From Microsoft:

Microsoft Management Agent for Certificate and Smart Card Management helps you easily provision and deprovision certificates and smart cards in Identity Lifecycle Manager 2007. This version is the first release on CNET Download.com.

Microsoft Smart Card Software Free

Using Smart Card ToolSet PRO you can explore any ISO-7816 smart card on the APDU level easy. It is the lowest level of work with a smart cards from any PC. It's a professional version which makes your daily smart cards work easy and comfortable. ACS PC/SC Smart Card Readers (Contact/ Contactless/ Dual-interface) All cards that the reader supports. ACS QuickView v2.01 (For Windows) This tool has the functionality to read and display the smart card reader and the smart card details. This tool also serves as a polling tool that checks the presence and absence of the card in a reader.

What do you need to know about free software?

Microsoft Smart Card Reader Software

From Microsoft:

Dell Smart Card Software

Microsoft Management Agent for Certificate and Smart Card Management helps you easily provision and deprovision certificates and smart cards in Identity Lifecycle Manager 2007. This version is the first release on CNET Download.com.